Divergent CPA
The Day You Unlocked Hidden Cash Flow (With Tax Strategy)
Have you heard of the Internal Revenue Code? It’s only THOUSANDS of pages long. It outlines what gets rewarded (tax deductions/credits and lower marginal tax rates). And what gets punished (tax penalties & higher marginal tax rates).
No, wait! Don’t follow that link. It’ll only take you about ten years to understand it. I’ve come up with a way for you to rate your current tax position (so you know if you can unlock hidden cash flow with tax strategy). The great part about it is it only takes 2 minutes. With all the time you save, you can go to business school.
The neat thing about the Divergent CPA Investor Tax Scorecard is that it’s easy to get to a quick yes or no answer to each question. The bummer about the Divergent CPA ITS is it *really is not* permission for you to go and hide millions of dollars in the Cayman Islands. A score above 80 is perfect, 60 - 79 is okay, but 59 or lower and you’re leaving money on the table. The truth is that most rental real estate owners and/or business owners who make six figures are running with a score below 60, and they need *serious* help.
Of course the Divergent CPA ITS is not the only factor that determines if you get increased cash flow. If you optimize your tax strategy, but you don’t have existing cash flow, well, you’re not going to get more cash flow. And it’s possible to imagine a scenario where you don’t optimize for tax strategy at all, but you still manage to produce tons of cash. But, all else equal, if you score below 60, and you start optimizing tax strategy, you will unlock more cash flow.
The Divergent CPA ITS adds & subtracts points based on your answers. You get 100 points if you are doing something, like owning a business. You lose a certain number of points if you don’t use a tax move that is listed. Tax moves are specific to your activity. For example, cost segregation study is a potential move for rental real estate investors. I update it regularly as new tax moves become available.
It is free to use. I will NEVER sell or share your answers. There are no catches.
I’ve advised the wealthy in the SF Bay Area for years, helping them minimize taxes and increase cash flow. And I’ve been a CPA since 2020. I’ve seen a lot. The Divergent CPA ITS is a quick and dirty way to get clarity.
To get your Investor Tax Score, answer all of the questions. Don’t think too much about each question, it should take 2 minutes to complete. You’ll get a score at the end.
Hey everyone–
I’m Michael, owner here at Divergent CPA.
The tax code gets a bad rap, but it shouldn’t. It’s full of hidden gems.
It feels great to get big money back from the government. Like when you make money (build low-income housing) or have fun (buy a Tesla), you get tax credits.
But there is some stuff you need to do to get those benefits.
You have to follow their rules. You have to avoid doing things they don’t like. And tax laws change so you have to stay up-to-date.
And yet, the wealthiest Americans take advantage of the tax code. All the time. Don’t believe me? Movie businesses swoop up The Film Tax Credit in days. Check for yourself.
They swoop it up fast because they know their tax position, what I call the “Investor Tax Score”. And they make tax moves based on their position.
So, good news. The opportunity is still here. It’s hidden behind some work. The work is what we specialize in.
Michael Le, CPA
Owner